Card Processing Fee Calculator 2025 | ScaleUp

Use this free, customizable Google Sheets calculator to estimate your credit card processing fees in 2025 based on your monthly revenue and transaction size. Compare real world costs across 11 top U.S. payment processors including Stripe, Helcim, Clover, PayPal Zettle, and more.

Designed for growing businesses

  • Input your monthly revenue and average transaction size
  • See estimated total fees, fixed charges, and effective rate (%)
  • Compare providers across pricing models: flat rate, interchange-plus, tiered, and subscription
  • Visualize the data with built-in charts for clearer comparisons
  • Make confident pricing decisions with transparent breakdowns

📘 A full list of definitions is included within the calculator sheet for easy reference.

Estimate your 2025 card processing fees by entering revenue and transaction data in the ScaleUp calculator.

Bar chart comparing effective credit card processing rates across providers using the ScaleUp 2025 calculator

Compare effective credit card processing rates across top U.S. providers with this visual breakdown.