Adyen vs. Worldpay - Which Enterprise-Grade Processor Wins in 2025?

Card Processing

Oct 6

For enterprises, payment processing isn’t just about swiping cards — it’s about scalability, international coverage, compliance, and reliability. In 2025, two leading enterprise-grade processors are Adyen and Worldpay.

While both offer global reach, they serve different needs:

Adyen → developer-first, digital-native, built for SaaS and e-commerce.
Worldpay → long-standing enterprise processor, strong in retail and legacy systems.

Adyen Overview

Founded: 2006, Netherlands.
Strengths: Seamless API integration, 200+ payment methods, advanced fraud tools.
Best for: Global e-commerce, SaaS, subscription-based companies.
Adyen powers companies like Uber, Spotify, and Microsoft, making it a natural fit for digital-first businesses scaling internationally.

Worldpay Overview

Founded: 1989, UK (now part of FIS).
Strengths: Long history, global reach, strong retail infrastructure.
Best for: Large enterprises with retail or banking-heavy needs.

Worldpay has decades of trust and compliance infrastructure, making it a safer choice for established enterprises.

Adyen vs. Worldpay: Comparison (2025)

  
        Feature
        Adyen
        Worldpay
      
        Pricing Model
        Interchange-plus, transparent markup
        Tiered/custom pricing
      
        Global Reach
        200+ payment methods, 100+ currencies
        Strong global coverage
      
        Best For
        Digital-first, SaaS, subscription businesses
        Retail-heavy enterprises
      
        Contract
        Flexible, transparent
        Custom contracts
      
        Key Strength
        Developer integrations & scalability
        Legacy infrastructure & compliance

Pricing Differences

Adyen: Interchange-plus + markup; more transparent but requires volume to unlock lowest costs.
Worldpay: Often custom quotes with less transparency; can be higher for SMBs but negotiable for large enterprises.

ScaleUp Tip

Choose Adyen if you’re digital-first, scaling globally, and want developer flexibility.
Choose Worldpay if you’re a retail-heavy or traditional enterprise that values long-standing infrastructure.

Bottom line: In 2025, Adyen is the winner for digital growth, while Worldpay remains strong for legacy enterprise needs.

FAQs

1. Is Adyen cheaper than Worldpay?

Typically yes, for digital-first companies. But costs vary based on contract and volume.

2. Who uses Adyen?

Global digital leaders like Uber, Spotify, and Microsoft.

3. Who uses Worldpay?

Large retailers, banks, and enterprises with complex in-person needs.

4. Which is better for SaaS companies?

Adyen, thanks to strong subscription management and API-first design.

The Editors