Payhip Pricing & Fees in 2025 – Is It the Best Low-Cost Creator Platform?
Payhip Pricing & Fees in 2025: Complete Spotlight Breakdown
Creators, course sellers, and digital entrepreneurs are increasingly choosing Payhip as a simple, low-cost way to sell digital products online. Unlike platforms that hide features behind high-tier plans, Payhip offers full functionality to every user and only charges more to lower your transaction fees.
So how do Payhip’s pricing tiers work in 2025, and which plan saves you the most money?
Let’s break down the costs.
Understanding how card processing fees, payout timing, and pricing models work is essential for evaluating platforms like Payhip. Our Ultimate Guide to Card Processing for Small Businesses (2025 Edition) explains fees, markups, and settlement. These insights apply directly when comparing creator platforms.
Payhip Pricing Overview (2025)
Payhip keeps its pricing structure extremely simple. There are three plans, and all three include the exact same features:
| Plan | Monthly Fee | Payhip Transaction Fee |
|---|---|---|
| Free Forever | $0/month | 5% per sale |
| Plus | $29/month | 2% per sale |
| Pro | $99/month | 0% Payhip fee |
No revenue caps, no product limits, no hidden charges.
Stripe/PayPal processing fees still apply (approx. 2.9% + $0.30).
This structure makes Payhip one of the most transparent and predictable creator platforms in the market for 2025.
For creators evaluating Payhip against other digital product sellers, our comparison of Sellfy vs Payhip: Best All‑in‑One Platform for Digital Product Sales offers feature and pricing context across both tools.
Payhip: What You Get on All Plans
Unlike most platforms, Payhip doesn’t “feature-gate.” This means every user gets access to everything, regardless of plan:
Included on All Plans:
Unlimited products
Unlimited revenue
Digital downloads
Online courses (with modules, lessons, quizzes)
Membership subscriptions
Physical product support (basic)
Storefront builder + hosted pages
Embedded buy buttons and checkout
EU/UK VAT handling
Coupons, bundles, marketing tools
Affiliate management
Instant payouts
Analytics dashboard
This makes Payhip ideal for new creators who want full capability without expensive monthly costs.
Payhip Fees Explained (2025)
Here’s the full breakdown of what you actually pay.
1. Platform Fees
Free: 5% per transaction
Plus: 2% per transaction
Pro: 0% (Payhip takes nothing)
2. Payment Processor Fees
You will still pay:
2.9% + $0.30 per transaction (Stripe/PayPal standard rates)
3. Payout Fees
Payhip uses Stripe/PayPal for payouts — the timing depends on your region, usually:
Instant or 2–3 business days
No extra Payhip fee is added for payouts.
Who Payhip Is Best For (2025)
Payhip’s pricing model makes it ideal for specific types of creators:
Best For:
Digital creators (ebooks, templates, presets)
Course creators wanting a simple delivery system
Membership sellers (paid newsletters, communities, access groups)
Low-budget startups wanting a free plan with real features
Side-hustlers earning less than $1K/month
Global creators needing automatic VAT handling
Payhip shines as an affordable, accessible platform that doesn’t penalize creators during scaling.
Payhip Pricing Scenarios (2025)
Here’s how costs compare depending on your revenue.
If you earn ~$500/month:
Stay on Free Plan — fees are minimal and no monthly cost.
If you earn ~$2,000–$5,000/month:
The Plus Plan usually saves you money (lower % fee outweighs $29/month).
If you earn >$8,000/month:
The Pro Plan becomes the cheapest long-term option.
Payhip vs Alternatives (High-Level Insight)
Payhip vs Gumroad → Payhip is cheaper and more flexible.
Payhip vs Sellfy → Sellfy has stronger storefront customisation; Payhip is cheaper.
Payhip vs Kajabi → Kajabi has more advanced course features; Payhip is 10x cheaper.
To explore a broader range of payment solutions for creators and influencers, see our guide on Best Card Processing Solutions for Creators & Influencers (2025 – U.S. Edition) which highlights tools and features that help maximize earnings.
ScaleUp Tip
Verdict: Is Payhip Worth It in 2025?
Yes, especially for creators who want transparent pricing and low startup costs.
Choose Payhip Free if you’re starting out or testing new products.
Choose Payhip Plus if you’re earning consistent monthly revenue.
Choose Payhip Pro if you want 0% fees and process high volume.
Bottom line:
Payhip is one of the most affordable and accessible creator-commerce platforms in 2025, with full features at every tier and no hidden surprises.
FAQs
1. Does Payhip take a cut of my sales?
Yes, Payhip charges 5%, 2%, or 0% depending on your plan.
2. Does Payhip charge monthly fees?
Only on the Plus ($29) and Pro ($99) plans. The Free plan costs nothing.
3. What types of products can I sell?
Digital downloads, courses, memberships, physical items, coaching, and more.
4. Does Payhip handle VAT?
Yes, Payhip automatically calculates, collects, and remits EU/UK VAT.
5. Can I embed Payhip on my website?
Yes, Payhip provides checkout embeds and product buttons for any site.
